At Cozy Carpets we are committed to delivering excellent service and we understand that many customers may prefer the option of paying with finance. With this in mind, we’ve partnered with established credit brokers, Ideal4Finance, to enable customers to spread the cost of purchase with manageable monthly payments.

Ideal4Finance help thousands of people secure finance for their purchases. They use only reputable lenders and are Trustpilot-rated ‘Excellent’.

You can apply online and decisions are made quickly. The final decision is based on your individual circumstances, including your personal credit profile, how much you want to borrow and the loan period.

Here is a representative example of a £2000 purchase, with a 20% deposit, paid over two years at 12.9% APR. Purchase amount £2000; deposit amount £400; total credit £1600; interest rate 12.9% (fixed); loan duration 24 months; monthly repayment £75.99; total repayable £1823.80; total cost £2223.80. Please note this provides a guide only and the exact details will be provided at the application stage.

You can use our handy finance calculator to work out the monthly repayments on different loan amounts.

If you’re ready to apply, call Ideal4Finance on 020 3617 4647 (Mon to Fri, 9am to 5pm) or click Apply Now.